Susan asks…Can you sue an insurance company for an accident for more than the insureds limits of coverage?My husband died from a blood clot after a motorcycle accident. The other vehicle was in the wrong. They only have minimum insurance and nothing to sue for. Can I sue the insurance company for my loss over what they sold coverage for?Nancy answers:NO....you have to sue the at fault person. The insurance company can only pay what their insured's policy limits are--it's the policyholders
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